Ways to Pay
Option 2: Loan
Invest in the cost of the system and save over time. With a $0-down payment, simply pay for your upgrades every month at a low, fixed cost. We cover installation, warranties and applicable energy monitoring.
Note: Some government backed loans, such as PACE, are off balance sheet but may still affect your credit. PACE loans can provide up to 10% of the appraised property’s value in funding and “green” upgrades. When you sell the property, remaining finance payments are added to the property tax (and no longer your responsibility).
Option 4: As a Service
Get a low, fixed monthly payment with predictable costs and consistent savings. We cover installation, warranties and system monitoring. Options include: energy, power, lighting, comfort or comprehensive energy savings as a service.
- For smaller projects, limited to certain (utility-promoted) lighting and controls technologies, utility bill financing may be offered.
- For select energy supply projects, a power purchase agreement (PPA) may be offered.
- For larger infrastructure or civic programs, Certificates of Participation (COPs), Sale Leaseback agreements or other finance agreements may be offered.
|CASH||LOAN||LEASE||AS A SERVICE|
|Down Payment||Full||$0-partial||$0-partial||$0 Down|
|Monthly Payments||None||Fixed*||Low, Fixed*||Low, Fixed*|
|Energy Management with Fácil||optional||optional||included||included|
|Payment Term||Paid in full||5, 10 or 20 years||5, 10 or 20 years||5, 10 or 20 years|
|Off Balance Sheet||no||no||no||yes|
*3rd party loans are arranged between owner and lender. Term may vary. Lease and “as a Service” payments are fixed and may have low annual escalation, between 0-2.9%. Custom terms may be available upon request. 3fficient services include integrating available grants, incentives and rebates where feasible.